bg_left_top.jpg

Alternative Investments

wrap.jpgThere are many alternative investment options available; some with high returns that can be very attractive.  Most are only suitable for experienced investors or those with specialist knowledge prepared to take a loss, as well as favourable gains.  We advise that these be viewed as an ‘extra’, rather than a mainstream investment.  We do have alternative investments that come with a capital guarantee at maturity.  This means that you can participate in this type of investment without risk of capital loss.

Hedge Funds
A hedge fund is one that invests to try and make an absolute return, rather than investing to a predetermined benchmark.    Hedge fund may invest in commodities (like gold, wool and coffee), hire purchase agreements, futures and equities, and change these or add others as the market changes.  People with varied backgrounds usually manage hedge funds, and returns will depend more on their ability than on the market.  Therefore the risks may be higher.  We do have alternative investments that come with a capital guarantee at maturity.  This means that you can participate in this type of investment without risk of capital loss.

Futures
Futures are reputed to have high returns.  They are basically complicated trades based on what you think the future price of commodities, bonds, and currency will be.  If you are interested in futures there are funds that specialise in this area.  But if you’re planning on investing direct you need to understand the risk you are taking.  Trading futures is really only for very advanced investors who have spare money to play with.

Private Equity Funds
Private Equity Funds are funds that invest in smaller or emerging private businesses.  The aim is to provide start-up and working capital for these businesses.  There may be extra risks involved and you can reduce your risk by investing in larger recognised funds where the money is spread across a greater number of businesses.  We can advise which is best suited to your needs.
 
Arts, antiques and collectibles
Since the credit crunch there has been a resurgence in people investing in art.  Buying art, antiques and collectibles can be fun and very personally rewarding, but it does take expert knowledge in each particular field to make gains, as the market can be very volatile.  So unless you are an expert, buy for enjoyment and then any profit you make is an added bonus.

Farming, forestry and other schemes
If you are tempted by high returns, remember the risks will also be high.  Many promoters make overly optimistic projections and it may be difficult to sell your investment if you need money back.  Check contracts carefully – and remember – if an opportunity sounds too good to be true it probably is!

No Obligation Consultation at Our Expense
Contact us now you have nothing to lose.  We offer a no obligation meeting at our expense.  It wont cost you anything to find out what benefits you will gain. Contact us today and discover how a financial plan tailored to you will identify what type of investor you are and what type of investment strategy you should adopt to get you on the road to investing success.