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Frequently Asked Questions

 

questionsandanswers.jpgWhere do I get financial advice from?

According to research conducted in 2011 by Dr Claire Matthews from Massey University, Kiwi’s get their financial advice from family and friends.  Financial advisers, books/articles and the Internet are all used in approximately equal proportions.  A small number of respondents claimed to rely on themselves and their own experience and education.  Dr Matthews said that while these people might be engaged in their financial investments and making independent decisions,
it is a concern that they may do so in a vacuum without seeking reliable and timely information from elsewhere.
 
Getting the right advice before you save or invest for your future is important.  So seek out a professional who is an expert in their field.  Recently the government changed regulations around who can give financial advice and how it’s administered.  Financial advisers now need to adhere to strict rules and regulations, and be qualified using a national approved standard.  We are proud to have always upheld the highest of standards for our clients and as AFA's (Authorised Financial Advisor) and RFA's (Registered Financial Adviser) are qualified to give you the best advice possible.
 
We find we can usually add value to most people’s financial journey that’s why we offer you a no obligation meeting at our expense.  It wont cost you anything to find out what benefits you can achieve.  So contact us today, you have nothing to lose and everything to gain.
 

What does it cost me? 

All planning fees and charges are identified and agreed up front. You’ll never get a bill you’re not expecting.  Depending on the work we do for you it is possible we can be paid by suppliers and you may not have to pay us directly at all.  We offer you the first meeting at our expense, i.e. no charge to you and no obligation.  This allows you to evaluate our services and see how they will benefit you without risk or cost.  We also offer a 30-day money back guarantee on all planning fees; so if you’re not happy you pay nothing.  So contact us today, you have nothing to lose and everything to gain.

How do I choose a reputable financial planner?

Recently the government changed regulations around who can give financial advice and how it’s administered.  Financial advisers now need to adhere to strict rules and regulations, and be qualified using a national approved standard.  We are proud to have always upheld the highest of standards for our clients and as AFA's and RFA's are qualified to give you the best advice possible.  Here is a brief checklist for selecting the right financial adviser:
  • Check their qualifications
  • Ask how they are paid
  • Get it in writing
  • What service do they provide?
  • Check for security
View more detailed information on financial advice.
 

How much do I need to save for my retirement?

Saving for your retirement depends entirely on when you begin saving, at what stage in life you are, and when you wish to retire.  It can be complicated, but we’ve made it simple for you, and we incorporate retirement planning into all our financial plans. 
 
We offer you the first consultation meeting at our expense, i.e. no charge to you and no obligation.  This allows you to evaluate our services and see how they will benefit you without risk or cost.  We also offer a 30-day money back guarantee on all planning fees; so if you’re not happy you pay nothing.  So contact us today, you have nothing to lose and everything to gain.
 
Find out more about retirement planning and use the retirement calculator to work out your finances now.


Where should I invest?

Where you invest and how much you invest depends on the type of risks you are willing to take.  We can assess you to find out which investor risk category you fit into:
 

  • Defensive Investor
  • Conservative Investor
  • Balanced Investor
  • Growth Investor
  • High Growth Investor
  • Aggressive Investor
  • Special Risk Profile 
 
Find out more about investing here.


Isn’t financial planning just for rich people?

Being successful financially isn't just about how much you earn over time - it's about what you do with it.  How much you spend, and how much you save and invest have a huge impact on your future lifestyle.  It's never too early - or too late - to plan your future.  And the great news is you don't need much income to build yourself a wealthier future.
 
Many people believe that you need to be wealthy to be an investor - but the opposite is true as well.  You need to invest to be wealthy.
 
Achieving financial security can be a complex issue, however we’re proud to make simple.  In providing financial planning services over 20 years we’ve seen clearly that people who have a clear, defined plan achieve greater financial success.  It’s like any journey really; if you are to get to your destination you need to know where you are now, where you want to go, and when you want to get there.  Advisers at Iconic Financial have over 40 years of collective experience to help you achieve your financial goals.
 

No Obligation Consultation at Our Expense
Contact us now you have nothing to lose.  We find we can add value to most people’s financial journey.  That’s why we offer a no obligation meeting at our expense.  It wont cost you anything to find out what benefits you will gain.  Contact us now and discover how to get yourself financially sorted and on the road to success.